Costs of Senior Care in Canada
There is a trend, according to a survey conducted by Home Instead, that very few seniors and their families are aware of the real costs that are relevant to senior care in Ottawa. What this means, is that few families are prepared to take on the costs of senior care, because they don’t understand where coverage comes from and exactly how much money they will need.
The survey indicated that only about 20% to 30% of Canadians admit with being familiar with the various senior care options, including long-term care seniors’ centers and in-home care. But even those who know that these options are available don’t necessarily have an in-depth understanding as to what it costs to sustain a senior with one of these care styles. Many families believe that the funding provided by the Canadian Pension Plan or Old Age Security will cover the costs of senior care, but in reality, both benefits combined will not even cover the costs of long-term care in Ontario which are around $1,600 for a basic room. Insurance and other benefit programs typically only cover about one hour of in-home care per day, which means that seniors need to come up with additional finances to meet their care needs.
Families need to make sure that they inform themselves about available care options in Canada and their associated costs. Without this knowledge, decisions will be made based on what seniors cannot have; not on what they should, and that is not something that should be sacrificed.
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Service Area
The office of Home Instead in Ottawa services the following areas: Ottawa, Kanata, Nepean, Orleans, Rockliffe, Alta Vista, New Edinburgh, Manor Park, Stittsville, Barrhaven, Manotick, Sandy Hill, Hunt Club, Vanier, Richmond, Carleton Place, Gloucester, Kemptville