Helpful FAQs On Paying For Elderly Home Care Services 

When it comes to paying for home care, the Home Instead network has decades of experience. Your local Home Instead® office will be happy to help you explore your options available to pay for the care you or your elderly loved one deserves.
Elderly woman kissing her dog while sitting at home.

A: You have a number of options when it comes to paying for senior care. Some options to cover this cost might include:

  • Private pay
  • Long-term care insurance
  • Income-based subsidies and tax credits
  • Veterans Affairs of Canada assistance
  • HFC Dementia Home Care Grant

A: Publicly funded healthcare insured by the Canada Health Act generally will not typically pay for senior home care. However, you may be eligible for a variety of subsidized senior support services or tax relief credits. We suggest working with your insurance company and provincial agency to determine what care could be covered for you or your loved one.

A: The answer depends on the individual policy. Talk to the insurance company or agent to find out if the LTC policy covers home care – and, if so, what types of services will be reimbursed.

A: The Veterans Independence Program provides annual funding for home care to qualifying military service veterans. Speak with your local VAC or Service Canada office to find out what financial support programs you or your loved one may qualify for. Your local Home Instead office may also be able to help answer your assistance questions.

A: Absolutely not. While Home Instead is a private home care provider, you can still use your government-funded services in conjunction with ours.

It doesn't have to be summer, and you don't need a big plot of land, to get the feel for gardening. Container pots are easy and fun any time of year.

Fill a clay strawberry pot with potting soil and then fill the openings with favorite herbs. Place in full sun. Check the pot daily and water accordingly.

You can bring some herbs indoors for the colder winter months as long as they have adequate sunlight. This means a southern exposure ideally with about eight hours of sunlight a day. Added bonus: fresh herbs are a delicious and healthy way to add flavor to favorite recipes.

Check out old photo albums. Going through the pictures will undoubtedly jog everyone’s memory and prompt a few stories. While you're looking through those old pictures, let imaginations and memories run wild.

Spend time writing down all the stories next to the photos. Aging adults and family member will treasure them in years to come. For someone living with dementia, capturing these memories is even more meaningful.