How Much Does Home Care Cost? 

You can choose from many options when it comes to senior care. We understand how important evaluating cost for care can be for most families. But cost is only one factor to consider before choosing a care option. You also should evaluate how each option will affect your family’s quality of life and peace of mind.
Home Instead Caregiver and senior man prepare a healthy meal together in kitchen

How Do You Decide on Senior Care?

Evaluating Senior Care Options

Senior care cost/benefit comparisons can go beyond the bottom-line dollar amount. Consider what service features will likely enhance your loved one’s life. Your evaluation may include factors like:

Location | Care Type | Amount of Daily Care | Personal Space | Personalized Care Plans | Overall Experience

Senior Care Cost Comparison

Average National Costs

A: You have a number of options when it comes to paying for senior care. Some options to cover this cost might include:

  • Private pay
  • Long-term care insurance
  • Income-based subsidies and tax credits
  • Veterans Affairs of Canada assistance
  • HFC Dementia Home Care Grant

A: Publicly funded healthcare insured by the Canada Health Act generally will not typically pay for senior home care. However, you may be eligible for a variety of subsidized senior support services or tax relief credits. We suggest working with your insurance company and provincial agency to determine what care could be covered for you or your loved one.

A: The answer depends on the individual policy. Talk to the insurance company or agent to find out if the LTC policy covers home care – and, if so, what types of services will be reimbursed.

A: The Veterans Independence Program provides annual funding for home care to qualifying military service veterans. Speak with your local VAC or Service Canada office to find out what financial support programs you or your loved one may qualify for. Your local Home Instead office may also be able to help answer your assistance questions.

A: Absolutely not. While Home Instead is a private home care provider, you can still use your government-funded services in conjunction with ours.

A: Many families want to see their loved ones age with independence and dignity in the family home – or whatever setting the senior prefers. Adult children and grandchildren can contribute funds in equal shares or proportionally to support their family member’s needs. Before initiating this type of plan, you might consider seeking the counsel of an attorney for certain things to consider such as cash gifting regulations.

A: Yes! Home Instead partners with HFC® to administer grants for deserving families providing care to a loved one with Alzheimer’s or another form of dementia. These grants cover the full cost of Home Instead services for a period of time. Learn more and apply for a Dementia Home Care Grant.
* Source: Genworth.com Cost of Care Survey. Rates for each independently owned and operated Home Instead franchise office vary. Please reach out to your local Home Instead to get a cost estimate.
Home Instead caregiver with senior man sitting in chairs

Get a Personalized Quote from Your Local Office

Your local Home Instead office can tailor a home care plan to fit your family’s lifestyle and budget. Find an office near you to learn more about home care services and cost.